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Need affordable quality healthcare cover?
Get Flexicare from only R350pm*
Get unlimited consultation, medicine, dentistry, optometry and so much more!
ACCESS TO YOUR BENEFITS ON THE GO:
Flexicare is not a medical scheme. The cover is not the same as that of a medical scheme and is not intended to be a substitute for medical scheme membership. Flexicare and Auto&General Accident Cover is administered by Discovery Health (Pty) Ltd, registration number 1997/013480/07 an authorised financial services provider and underwritten by Auto&General Insurance Company Limited, registration number 1973/016880/06, a licensed non-life insurer and financial services provider. Terms, conditions and limits apply.
WHY CHOOSE US?
We make choosing medical aid simple by offering comprehensive and affordable cover, a wide network of trusted healthcare providers, fast and hassle-free claims, and added wellness benefits — all designed to give you reliable protection, convenient access to care, and complete peace of mind.
GET A QUOTE NOWKEY HIGHLIGHTS
Comprehensive Coverage
Get reliable protection for everyday health needs, emergencies, and long-term care.
Affordable Plans
Choose a medical aid option that fits your budget without compromising on quality care.
Fast Claims Processing
Enjoy a hassle-free claims experience designed to save you time and stress.
Wide Network of Providers
Access trusted hospitals, clinics, and specialists anytime you need care.
Frequently Asked Questions
Find clear answers to the most common questions about our medical aid plans, coverage, and services—so you can make informed decisions with confidence.
A medical aid is a membership-based health cover that helps pay for your day-to-day medical expenses, hospital stays, and essential treatments. It works by pooling members' contributions to cover healthcare costs according to the plan you choose.
Medical aids are regulated by the Medical Schemes Act and must cover prescribed minimum benefits. Health insurance is regulated by the Long-term or Short-term Insurance Acts and may offer more flexible but potentially limited cover.
Consider your healthcare needs, budget, preferred hospitals and doctors, and the benefits offered. Compare plans carefully, looking at hospital cover, day-to-day benefits, chronic illness cover, and annual limits.
By law, medical aids cannot refuse membership based on pre-existing conditions, but they may apply waiting periods of up to 12 months for general conditions or 3 months for maternity. Late-joiner penalties may also apply.
A waiting period is a period after joining a medical aid during which you cannot claim for certain benefits. General waiting periods last up to 3 months, while condition-specific waiting periods can last up to 12 months.
Medical aid costs vary widely depending on the plan and provider. Entry-level plans can start from around R350 per month, while comprehensive family plans can cost several thousand rands per month.